CALIFORNIA BOAT INSURANCE

Get financial protection while you're on the water

Your Vessel Is A Valuable Asset

A boat can be many different things: a yacht, a fishing boat, a sailboat or a ski boat. All these vessels require quality Boat Insurance that fits their specific needs. AIS has been offering California Boat Insurance for more than 25 years and partners with multiple Specialty Boat Insurance carriers to customize your coverage and fit your lifestyle.

man driving boat
California Boat Insurance Coverage

In addition to Liability, Collision and Comprehensive coverages, California Boat Insurance protects you against vandalism, theft and more. Damage to furniture, the hull, sails and machinery are generally covered by Boat Insurance as well. Most Boat Insurance policies are only applicable inland or on coastal U.S. or territorial waters.

Many boaters also elect to buy Consequential Damage, Salvage, Towing and Specialized Coverage. Keep in mind that if you use your vessel for business purposes (cruises, rentals, etc.), standard Boat Insurance won’t cover you.

suv pulling boat
Special California Boat Coverages

Protect yourself against damage caused by an uninsured boater. Uninsured Boaters Coverage pays for medical treatment, wage loss and other damages sustained as a result of a boating accident where the liable boater does not have California Boat Insurance.

You may also elect to add Total Loss Replacement coverage to your California Boat Insurance policy. This coverage replaces your boat with the latest model (new for old), or if unavailable, a comparable model. Once the coverage is purchased, it may remain in place through the 10th model year.

Why They Call Us Insurance Specialists

With over 300,000 customers served and 50+ years of experience, our AIS Insurance Specialists can help you find a policy with the best combination of coverage and price. They are also available to assist you with any other policy changes you may need to make. 

We know everything about insurance, so that you don't have to. Have questions about the coverage that's right for you? We've can help whether we're talking about boat, auto, home, or any other insurance offered on our website. Call us or get a free quote online today. 

AIS California Insurance Coverages

We offer California customers more than Auto Insurance coverage. Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist that will find affordable coverage for a range of assets. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.